Implementation of a Mini Bank Laboratory as a Banking Simulation Tool at Wearnes Education Center
DOI:
https://doi.org/10.64530/ijbams.v2i2.57Keywords:
Mini bank, Vocational education, Banking simulation, Student competence, Practice-based learningAbstract
This study aims to analyze the implementation of a mini bank laboratory as a banking simulation tool at Wearnes Education Center, identify the challenges encountered during its implementation, and examine its contribution to the development of students’ banking competencies in supporting industry readiness. This study employed a qualitative descriptive approach involving 15 informants consisting of 10 students, 3 lecturers, and 2 mini bank laboratory administrators selected through purposive sampling. Data were collected through observation, in-depth interviews, and documentation, and analyzed using the interactive model of Miles and Huberman, including data reduction, data display, and conclusion drawing.
The findings indicate that the implementation of the mini bank laboratory effectively supports practice-based learning by providing students with direct experience in banking operational activities such as account opening, transaction recording, customer service, and financial administration. These simulation activities contribute to the improvement of both technical competencies and soft skills required in the modern banking industry, including communication skills, teamwork, service orientation, and self-confidence. The study also highlights the role of mini bank laboratories in bridging the gap between theoretical learning and the competency demands of the banking sector, particularly in the context of increasing digital banking transformation.
However, several challenges were identified, including limited facilities, insufficient integration with digital banking systems, and limited competencies of laboratory administrators in operating technology-based banking simulations. The novelty of this study lies in its focus on the implementation process and competency development within a vocational banking education context linked to industry needs. The practical implication of this study emphasizes the importance of strengthening digital infrastructure, enhancing human resource competencies, and integrating industry-oriented banking technology into vocational learning systems to improve graduates’ work readiness.
References
Adam, N. F., Widiasmara, B., & Ummah, R. P. K. (2025). Implementasi Manajemen Pendidikan di Era Transformasi Digital: A Literatur Review. Journal of Educational Research and Community Service, 1, 204–209.
Devi, M. K. K., & Thendral, M. S. (2023). Using Kolb’s Experiential Learning Theory to Improve Student Learning in Theory Course. Journal of Engineering Education Transformations, 70–81. https://doi.org/10.16920/jeet/2023/v37i1/23133
Gasella, C. (2022). EFEKTIVITAS LABORATORIUM PERBANKAN SYARIAH UINFAS BENGKULU DALAM MENINGKATKAN KOMPETENSI MAHASISWA DI BIDANG PERBANKAN SYARIAH [Diploma, UIN Fatmawati Sukarno Bengkulu]. http://repository.iainbengkulu.ac.id/10034/
Jafar, J., Sumardi, S., Nasir, N., Aziz, F., Anirwan, A., Buang, A., Ishak, P., Gunawan, R. N., & Abasa, S. (2024). HYBRID PELATIHAN PENGEMBANGAN SOFT SKILLS DAN HARD SKILLS UNTUK MENDUKUNG KARIR MAHASISWA DI ERA DIGITAL. GLOBAL ABDIMAS: Jurnal Pengabdian Masyarakat, 4(2), 158–165. https://doi.org/10.51577/globalabdimas.v4i2.602
Kolb, D. A. (2014). Experiential Learning: Experience as the Source of Learning and Development. FT Press.
Lafi, A., & Kurniawan, B. (2025). Pengembangan Aplikasi SIMAKNA (Simulasi Manajemen Keuangan Sederhana) Pada Materi Literasi Keuangan IPS SMP. Jurnal Riset Dan Inovasi Pembelajaran, 5(2), 549–567. https://doi.org/10.51574/jrip.v5i2.2941
Maulana, A. (2023). Optimalisasi Pendidikan dan Pelatihan Vokasi di Indonesia. Jurnal Pembangunan Dan Administrasi Publik, 1–8.
Meditama, R. F. (2021). Pendidikan Vokasi Sebagai Elemen Fundamental Menghadapi Tantangan Revolusi Industri 4.0. International Seminar On Islamic Education & Peace, 1, 443–452.
Napitupulu, A. I. (2022). Efektivitas praktik laboratorium perbankan syariah dalam meningkatkan kompetensi mahasiswa di bidang perbankan syariah [Undergraduate, UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan]. https://etd.uinsyahada.ac.id/9194/
Ni’mah, M., & Widodo, W. (2022). PENERAPAN MODEL PEMBELAJARAN INKUIRI TERSTRUKTUR BERBANTUAN VIRTUAL-LABORATORY PhET UNTUK MENINGKATKAN PEMAHAMAN KONSEP LISTRIK DINAMIS. PENSA E-JURNAL: PENDIDIKAN SAINS, 10(2), 296–304. https://doi.org/10.26740/pensa.v10i2.45289
Rahmi, E., & Friyatmi. (2025). Transformasi Kemampuan Problem Solving Mahasiswa dengan Model Experiential Learning berbasis Digital Litercy pada Pembelajaran Kewirausahaan. Jurnal Ecogen, 8(3), 533–542. https://doi.org/10.24036/ecogen.v8.i3.18
Ramadhania, S., Abid, M. M., Suroso, M. S. P. A., & Permata, N. S. (2024). PELATIHAN PENGEMBANGAN SOFT SKILLS MAHASISWA DALAM MENGHADAPI TANTANGAN BERORGANISASI. Jubaedah : Jurnal Pengabdian Dan Edukasi Sekolah (Indonesian Journal of Community Services and School Education), 4(2), 380–388. https://doi.org/10.46306/jub.v4i2.243
Sari, R., Chandra, H., & Dethan, S. H. (2024). PENGARUH DIGITALISASI PERBANKAN DAN PELATIHAN KARYAWAN TERHADAP PRODUKTIVITAS KERJA PADA BANK MANDIRI. ECONOMIST: Jurnal Ekonomi Dan Bisnis, 1(4), 46–60. https://doi.org/10.63545/economist.v1i4.43
Sarmila, S., Moris, A., & Saril, S. (2025). Implementasi Kebijakan Praktek Kerja Lapangan (PKL) terhadap Kesiapan Kerja Siswa di SMK Negeri 7 Bone. JURNAL MAPPESONA, 8(1), 37–45. https://doi.org/10.30863/mappesona.v8i1.5929
Setiawati, T. C., Subchan, W., Prastowo, S., & Basuki, B. (2023). Penyusunan Dokumen Mutu Laboratorium Guna Peningkatan Kualitas Pengelolaan Laboratorium di Sekolah Menengah Kejuruan Negeri (SMKN): Preparation of Quality Laboratory Documents to Improve the Quality of Laboratory Management in State Vocational Schools (SMKN). PengabdianMu: Jurnal Ilmiah Pengabdian Kepada Masyarakat, 8(3), 421–429. https://doi.org/10.33084/pengabdianmu.v8i3.4720
Siregar, E., Kusumawardani, D., & Bunyamin, E. M. (2022). Virtual Laboratory for Practical Learning in Vocational Education Using Nine Events of Instruction Approach. Journal of Education Research and Evaluation, 6(3), 457–467. https://doi.org/10.23887/jere.v6i3.47691
Sukma, M., Purba, F., Sagala, P. N., Tarigan, N. C. W., Sihombing, T. V., & Sarah, S. (2025). Pengaruh PKL (Praktek Kerja Lapangan) terhadap Kesiapan Kerja Siswa SMK Negeri 3 Medan. https://www.jiip.stkipyapisdompu.ac.id/jiip/index.php/JIIP/article/view/7744
Syahfitri, A., Husna, H., Kristina, M., Azhizah, N., & Hasyim. (2025). Analisis Kompetensi SDM dan Transformasi Digital terhadap Efektivitas Operasional Bank: Studi Literatur pada Lembaga Perbankan Nasional. Pendas : Jurnal Ilmiah Pendidikan Dasar, 10(04), 280–289. https://doi.org/10.23969/jp.v10i04.36650
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Ladystya Dwi Leonita Amalia Putri
This work is licensed under a Creative Commons Attribution 4.0 International License.
